Important Documents

Insurance policy document

Emergency & Out of Hours Insurance Claim Form


In addition to regular routine care, Highland Dental Plan provides you with Dental Accident and Emergency Insurance cover. This policy covers emergency treatment by any dentist worldwide. It also ensures that if an accident results in damage to your teeth then the costs of reparative treatment will be covered (within the limits of the policy). A small premium is collected monthly or annually to provide this essential benefit.

In summary the insurance cover provides the following benefits:

Emergency Treatment

Cover is provided for a patient requiring urgent dental treatment administered by a registered dentist other than at the insured patient's registerd dental practice. *

Dental Injury

If an insured patient sustains a dental injury benefit will be paid for the cost of treatment up to the limits defined within the policy. Treatment must be carried out by the insured patient's registered dentist.

Hospital Benefit

If you are admitted to hospital as an in-patient a cash benefit will be paid for each complete 24 hour period.*

Oral Cancer

A cash benefit is paid when an insured patient is diagnosed with oral cancer.*

 *Terms & Conditions apply, click here to download full details of our insurance policy in Adobe PDF format.

*Emergency & Out of Hours Insurance Claim Form.